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Fintech digital expenses under full control - how Fenige improves settlements with Sparados

Nov 5, 2025
2 min read

Updated: Dec 15, 2025

Business trip expense reports taking several days to complete, subscriptions paid manually, and no full control over expenses? That was everyday life at Fenige. Everything changed when the company started using Sparados. Today, expense reports take just a few clicks, and every cost is visible in real time.


Zespół Fenige podczas integracji
Fenige Team

Fenige is a company operating in the payment industry, specialising in fast domestic and international transactions. As a rapidly growing organisation, Fenige faces a variety of expenses on a daily basis. These range from tool subscriptions, business trips, and training to employee development costs. Each of these payments required efficient settlement and full budget control.


Logo firmy Fenige
Logo Fenige

Why was the change necessary?


Previous cost accounting methods were too time-consuming and made it difficult to control expenses on an ongoing basis. There were delays in reporting, and teams had to spend extra time reconciling invoices and payment confirmations. In a rapidly changing fintech environment, such barriers slowed down daily work and made it difficult to make quick financial decisions. The company was looking for a solution that would simplify daily processes, allow it to respond more quickly to employee needs, and increase the transparency of expenses.


How did the implementation proceed?


The decision to choose Sparados was natural. The platform allows to generate virtual cards in seconds and assign them to employees immediately. The implementation process was completely online and did not require lengthy procedures. After just a few days, the first transactions appeared and everyone could use a card tailored to their needs: for online payments, paying for tickets, digital expenses or purchases during business trips. All without waiting for an advance payment or a physical card. Importantly, all transactions were automatically sent to the panel, where the accounting department could immediately analyse and settle them.


Results that are visible immediately


Thanks to Sparados, Fenige employees no longer have to wait for transfers or expense reimbursements to be approved. Everything happens online, in real time. The team has saved 10% of their time and gained full control over their expenses. Reporting has become simple and transparent. Every penny is immediately visible in the statistics and can be easily assigned to the appropriate project or department.


‘The greatest value for us is the time saved. Where we used to need several days to settle business trips, now it only takes a few clicks. This is a huge change for the whole team,’ says Agnieszka Starosz, Fenige.


Summary


As a payment company, Fenige knows how important speed and security are in settlements. Thanks to Sparados, it has introduced the same standards to its internal financial management. The results are immediately visible: time savings, greater transparency and full control over the budget.




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Sparados S.A.

Sparados SA with headquarters in Lublin, at 17A Rusałka St., 20-103 Lublin, entered into the register of entrepreneurs of the National Court Register with the KRS No. (National Court Register No.): 0000985680, NIP (Tax ID No./VAT Reference No.): 9462719635 and REGON (Business ID No.): 522752701, with a fully paid share capital of PLN 336 704.

 

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Email: [email protected]

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Sparados S.A. (Tax Identification Number/NIP: 9462719635), with its registered office in Lublin at ul. Rusałka 17A, 20-103 Lublin, is neither a payment service provider nor a payment institution within the meaning of the Act of 19 August 2011 on Payment Services. The Company does not hold an authorization from the Polish Financial Supervision Authority (KNF) to provide payment services, does not hold user funds, and provides solely a technological platform for expense management and integration with third-party payment service providers.

Payment services, including the maintenance of accounts, issuance of payment cards, and execution of transactions, are provided by appropriately licensed payment service providers operating within Europe, in accordance with applicable laws and under the supervision of relevant regulatory authorities.

The use of payment functionalities is subject to the acceptance of the terms and conditions of the respective payment service provider. The agreement for the provision of payment services is concluded directly between the user and said provider.

Sparados S.A. shall not be held liable for the execution of payment transactions or for their settlement between the user and the payment service provider. The Company acts exclusively as a technology solution provider enabling access to these services.

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