Why do ad platforms decline payments with Sparados cards less often?

Sparados cards are issued from new, high-trust BINs. As a result ad platforms rarely decline transactions, and campaigns don't stop because of card problems.

Do I pay for declined transactions?

No. Sparados doesn't charge any fees for declined transactions.

How many cards can an agency have and what does it cost?

There is no limit on the number of cards: you can issue a separate card for each client, campaign or platform. Cards are free. You pay for the account and active users: the account costs 20 EUR per month, the first five users are free, and each additional user costs 1 EUR per month. See pricing for details.

Which currencies can I pay for ads in?

Sparados offers cards in EUR, USD and CHF, so you can pay for Google Ads, Meta or LinkedIn Ads in the currency the platform charges.

How do I make a card work only in Google Ads?

In the admin panel you set MCC restrictions on the card or tie it to a specific merchant, such as Google Ads. The card won't work anywhere else, even when an employee uses it.

Can I see each client's spend separately?

Yes. You group cards by client, set limits for groups and cards, and export labelled transactions to a report in Excel, CSV or PDF format.

Marketing agencies

Virtual cards for ad spend

Pay for campaigns on Google Ads, Meta and other ad platforms with Sparados virtual cards. Issue a separate card for each client, campaign or platform and keep full control of every budget.

Thanks to new, high-trust BINs, ad platforms rarely decline payments, and we never charge for a declined transaction.

Issue as many cards as you need in EUR, USD and CHF, and pay one fee per user.

Contact us

Panel admina i aplikacja Sparados: karty wirtualne dla klientów agencji w Google Ads, Meta i TikTok

New, high-trust BINs

No fees for declined transactions

Unlimited cards, one fee per user

Cards in EUR, USD and CHF

MCC restrictions, e.g. Google Ads only

Declined Google Ads transaction with no fee (0.00 EUR) in the Sparados app

Fewer declined payments

A declined payment can pause a campaign in the middle of the day, and the team loses time looking for the cause.

Sparados issues cards from new, high-trust BINs, so ad platforms rarely decline transactions.

And if a transaction is declined, you pay nothing for it. We don't charge fees for declined transactions.

A card for every client

When you pay for many clients' campaigns with one card, every settlement becomes a puzzle.

With Sparados you issue as many virtual cards as you need: a separate one for each client, campaign or ad platform. You pay one fee per user, not per card.

Group cards by client, set limits for groups and individual cards, and see labelled transactions in the report.

Sparados virtual cards grouped by agency client, with limits

Cards in EUR, USD and CHF

Ad platforms and subscription tools usually bill in foreign currencies.

With Sparados cards in EUR, USD and CHF, you pay directly in the billing currency, with no hidden fees or unnecessary currency conversion costs. That means full control over your agency's media budgets and clean settlements for every client.

Spend only on ads

Restrict each card with MCC codes, for example so that it works only in Google Ads. The employee who uses it can't pay with it anywhere else.

You can also tie a card to a specific merchant, block ATM withdrawals and set its limits. Your clients' budgets stay safe.

Sparados card restricted by MCC to Google Ads only, with a phone notification

Icon: a virtual card for the client's campaign

Icon: transaction with the client label in the report

The agency signs a new client

A virtual card for the client's campaign

Limit and MCC: Google Ads only

Transaction labelled per client in the report

Run every client's ad budget on its own Sparados card: fewer declined payments, no fees for declined transactions and full control over where the money goes.