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Benefit platforms

How can you provide companies with solutions that are simple, flexible, and truly enhance the value of employee benefits? Sparados is a partner that supports the development of modern benefits through virtual payment cards. Start offering a modern financial solution that will enable your clients' employees to conveniently manage their benefits!

Quick benefit card creation

Launch your card program in a snap! Quickly generate virtual lunch, gift, reward, and other cards, and conveniently set spending limits tailored to your customers' needs.

Cards and platform with your own branding

Customize virtual cards and the white label platform. Let every payment become an opportunity to build awareness of your brand and strengthen your position in the employee benefits market.

Mastercard payments

Virtual Mastercard cards are accepted in Poland and worldwide. They enable convenient, fast, and secure online and contactless card payments using your phone or watch anywhere in the world!

Payment security

We care about the security
and convenience of making payments with Sparados cards with free insurance. In addition, the need for additional 3D-Secure authorization reduces the risk of fraud.

Virtual payment cards

Cafeteria and HR platforms use our solutions to enrich their offerings and increase user satisfaction. Thanks to cooperation with Sparados, you can offer:

🔹 Lunch Cards – convenient meal subsidies in many locations,


🔹 Bonus Cards – rewards for employees for achieving goals,


🔹 Gift Cards – universal gifts for the team,


🔹 Sports & Culture Cards – benefits in accordance with the rules of the Company Social Benefits Fund,


🔹 Shopping Cards – dedicated funds for use at specific merchants.


All our cards can be fully configured to meet the needs of benefit partners – from limits and acceptance rules to branding and UX integration within the platform.

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White label: 
Your branding,
our solution

All our cards can be fully configured to meet the needs of benefit partners – from limits and acceptance rules to branding and UX integration within the platform.
For cafeteria platforms, we offer a white label model that allows you to:

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🔹  maintain full consistency of the user experience,


🔹  embed the card solution within your own platform,

🔹  control branding, communication, and employee experience.

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This allows your customers to enjoy advanced payment features without losing the identity of your platform.

Nais virtual card
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Why is it worth doing business with us?

Sparados combines technology and experience in creating payment solutions tailored to the needs of the benefits industry:

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🔹 a modern platform used by over 100 companies,

🔹 flexible implementation models,


🔹 full customization and integration,


🔹️ safety and regulatory compliance,

🔹 competitive prices,
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🔹️ expert support at every stage.

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Would you like to enhance your benefits platform with modern payment solutions? Talk to our team and find out how virtual cards can increase the value of your offer.

Nais' Case Study

Discover the success story of the Nais platform, which successfully offers virtual cards to its customers.
Nais Virtual Card: One product. Many possibilities.

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Our Clients' Stories
in a Nutshell

Our customers' success stories

Choose the best benefit solution today!

SPARADOS - CARDS FOR EVERY OCCASION

FAQ

Sparados S.A.

Sparados SA with headquarters in Lublin, at 17A Rusałka St., 20-103 Lublin, entered into the register of entrepreneurs of the National Court Register with the KRS No. (National Court Register No.): 0000985680, NIP (Tax ID No./VAT Reference No.): 9462719635 and REGON (Business ID No.): 522752701, with a fully paid share capital of PLN 336 704.

 

Data Protection Officer: Weronika Dawidzka

Email: [email protected]

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Contact: +48 781 761 200

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© 2026 Sparados. All rights reserved.

European Funds for Smart Growth
NCBR – National Centre for Research and Development
European Union – European Regional Development Fund

Designed by

Sparados S.A. (Tax Identification Number/NIP: 9462719635), with its registered office in Lublin at ul. Rusałka 17A, 20-103 Lublin, is neither a payment service provider nor a payment institution within the meaning of the Act of 19 August 2011 on Payment Services. The Company does not hold an authorization from the Polish Financial Supervision Authority (KNF) to provide payment services, does not hold user funds, and provides solely a technological platform for expense management and integration with third-party payment service providers.

Payment services, including the maintenance of accounts, issuance of payment cards, and execution of transactions, are provided by appropriately licensed payment service providers operating within Europe, in accordance with applicable laws and under the supervision of relevant regulatory authorities.

The use of payment functionalities is subject to the acceptance of the terms and conditions of the respective payment service provider. The agreement for the provision of payment services is concluded directly between the user and said provider.

Sparados S.A. shall not be held liable for the execution of payment transactions or for their settlement between the user and the payment service provider. The Company acts exclusively as a technology solution provider enabling access to these services.

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