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Marketing Agency Case Study: Virtual Cards for Client Ad Spend and Real-Time Budget Control

Jul 30, 2025
5 min read

Updated: 6 hours ago

In a digital marketing agency, money is spent on behalf of clients every day: online advertising, website hosting and paid marketing tools. Each of these payments has to fit a client budget and be backed by an invoice, otherwise reporting quickly falls apart.


One of the leading digital marketing agencies replaced slow, bank-issued prepaid cards with Sparados virtual cards and a mobile app. Employees now pay for client campaigns and tools with personalised cards, and managers see every expense in real time. This case study shows what the agency needed, how the solution works and what changed.


Case Study at a Glance

  • Client: One of the leading digital marketing agencies (name not disclosed)

  • Industry: Digital marketing

  • Challenge: Prepaid cards issued by a bank took a long time to arrive, and without an expense control system it was easy to lose track of spending and missing invoices

  • Solution: Sparados virtual cards issued quickly to employees, a mobile app for invoice photos and limit requests, and an admin panel with real-time reports

  • Result: Simpler card issuance and management, easier budget control and client relationships, less administrative work and cards personalised with the agency's logo



Marketing agency case study: managing client ad spend with Sparados

About the Client: A Digital Marketing Agency


Our client is one of the leading digital marketing agencies. Its teams run campaigns and online projects for many clients at the same time.


Agency employees often incur business expenses on behalf of clients: online advertising, website hosting and paid marketing tools. That requires precise budget management and reliable expense reporting for every client.


The Challenge: Slow Prepaid Cards and No Expense Control


Before Sparados, the agency relied on prepaid cards from a bank. The process created two main problems:


  • Slow card issuance: issuing prepaid cards to employees through a bank was burdensome and involved long waiting times.

  • No expense control system: it was easy to forget what money had been spent on.

  • Missing invoices: failing to provide an invoice could result in unpaid bills and additional late fees.

  • Client budgets at risk: without precise tracking, it was harder to plan and report spending for each client.


The agency needed a solution that would let it issue cards quickly and keep every payment under control.


The Solution: Virtual Cards and a Mobile App for the Whole Team


The agency implemented Sparados, which enables quick issuance of virtual cards to employees. With the Sparados platform and mobile app, the agency manages business expenses and controls its budget in one place.


How It Works


  1. The agency issues virtual cards to employees quickly, without waiting for a bank.

  2. Employees pay for media buying, online advertising and marketing tools with their personalised Sparados card. Read what you can pay for with a company card.

  3. After the purchase, they take a photo of the invoice and upload it to the app.

  4. When a campaign needs more budget, employees request a limit increase in the app at any time.

  5. Managers track expenses in real time in the admin panel and make decisions based on detailed reports.


Spend Controls


In the Sparados client console, managers set limits and rules for each card, monitor expenses in real time and plan the marketing budget. Automated expense accounting saves the time that used to go into administrative tasks.


The Results: Faster Purchases and Better Budget Control


Thanks to the Sparados mobile app, the agency's employees can now quickly and conveniently make media and online advertising purchases, take photos of invoices with their phones and upload them to the app. Managers monitor expenses in real time, set limits and rules and plan the marketing budget effectively.


Among the benefits, the agency lists:


  • Simpler card management: issuing and managing prepaid cards for employees is now streamlined.

  • Easier budget and client management: spending is easier to control and to report to clients.

  • Less administrative work: time previously spent on administration is saved.

  • Branded cards: cards can be personalised with the company logo, which helps build the brand image and makes collaboration with partners easier.


Before and After Sparados


Aspect

Before Sparados

With Sparados

Getting a card

Prepaid cards from a bank, long waiting times

Virtual cards issued quickly

Paying for client campaigns

Hard to track what money was spent on

Every payment recorded on a dedicated card

Invoices

Missing invoices led to unpaid bills and late fees

Invoice photo uploaded in the app after the purchase

Budget changes

No quick way to add funds

Limit increase requested in the app at any time

Visibility for managers

No expense control system

Real-time view and detailed reports in the admin panel

Card design

Standard bank cards

Cards personalised with the agency's logo


Why Marketing Agencies Choose Sparados


This agency's experience shows what Sparados offers to teams that spend money on behalf of clients:



FAQ: Expense Management in a Marketing Agency


How does the agency use Sparados?


The agency issues Sparados virtual cards to employees, who use them to pay for online advertising, media purchases, website hosting and paid marketing tools on behalf of clients.


What problem did Sparados solve?


Prepaid cards from the bank took a long time to issue, and without an expense control system it was easy to lose track of spending and invoices, which could lead to unpaid bills and late fees.


How do employees submit invoices?


They take a photo of the invoice with their phone and upload it to the Sparados app right after the purchase.


Can employees get more budget during a campaign?


Yes. Employees can request a limit increase on their card in the app at any time.


How do managers control spending?


Managers track expenses in real time in the admin panel, set limits and rules for each card and use detailed reports to plan the marketing budget.


Can the cards carry the agency's branding?


Yes. Cards can be personalised with the company logo, which helps build the brand image and makes collaboration with partners easier.


Keep Every Client Budget Under Control


This agency's story shows that spending on behalf of clients does not have to mean chasing invoices. Virtual cards, a mobile app and real-time reports give employees speed and managers control.


Running a marketing or media agency? Book a demo to see how Sparados works.

Find out how we can help your business!

SPARADOS - THE OPTIMAL SOLUTION

Sparados S.A.

Sparados SA with headquarters in Lublin, at 17A Rusałka St., 20-103 Lublin, entered into the register of entrepreneurs of the National Court Register with the KRS No. (National Court Register No.): 0000985680, NIP (Tax ID No./VAT Reference No.): 9462719635 and REGON (Business ID No.): 522752701, with a fully paid share capital of PLN 336 704.

 

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Email: [email protected]

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Sparados S.A. (Tax Identification Number/NIP: 9462719635), with its registered office in Lublin at ul. Rusałka 17A, 20-103 Lublin, is neither a payment service provider nor a payment institution within the meaning of the Act of 19 August 2011 on Payment Services. The Company does not hold an authorization from the Polish Financial Supervision Authority (KNF) to provide payment services, does not hold user funds, and provides solely a technological platform for expense management and integration with third-party payment service providers.

Payment services, including the maintenance of accounts, issuance of payment cards, and execution of transactions, are provided by appropriately licensed payment service providers operating within Europe, in accordance with applicable laws and under the supervision of relevant regulatory authorities.

The use of payment functionalities is subject to the acceptance of the terms and conditions of the respective payment service provider. The agreement for the provision of payment services is concluded directly between the user and said provider.

Sparados S.A. shall not be held liable for the execution of payment transactions or for their settlement between the user and the payment service provider. The Company acts exclusively as a technology solution provider enabling access to these services.

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