How much does it cost to issue company cards at Sparados?

It is free of charge. You can issue and assign multiple virtual cards to up to 5 users for free. Starting from the 6th user, there is a €1 net monthly fee per active user.

Is the number of cards issued to the company limited?

No, there is no limit on the number of cards per company. Each user can have multiple cards (for example – main, lunch, or project-specific).

How are corporate card users charged?

We charge a €1 net monthly fee for each active user beyond the first 5 users. The fee covers unlimited cards per user, transactions, and all platform features.

How much does it cost to personalize the web application for card collection and its monthly maintenance?

A fully branded web application (with your company domain, logo, and custom e-mail templates) is available as an optional service. One-time setup fee: €2 000 net. Monthly maintenance: €250 net – includes hosting, branded emails, SSL domain, and support.

Does integration with accounting systems require additional fees?

No, all integrations with supported systems (for example – Saldeo, InFakt, Comarch Optima, InsERT) are included in the standard subscription with no extra charge.

Is there an additional fee for using the open developer API?

No, the API is free to use for all corporate clients. Documentation and API keys are included in every account.

Sparados Pricing

Sparados virtual cards for PLN 0! Use our business expense management platform and issue unlimited corporate cards for free! Learn about other fees below and choose the option tailored to your company's needs! If you need a personalized offer, contact our advisors today!

See the price list

Card Price List

Corporate Cards

0 EUR per card

20 EUR per account
0 EUR per card user
(up to 5 users)
1 EUR per card user
(from 6 users)

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Lunch Cards

0 EUR / card

0 EUR / account

0 EUR / user

Commissions:

1-3% of the top-up amount

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Individual pricing

Contact our advisors today to receive a personalized offer!

Book a call

Extra Services Price List

Usługa	Karty firmowe	Karty lunchowe
Card design preparation and configuration	100 EUR one-time fee	Individual pricing
Web app personalization (your own email templates, internet domain, and your own branding)	2,500 EUR one-time payment	Individual pricing
Maintenance and hosting of a personalized web app	1000 EUR / month	Individual pricing

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Book a call

Service

Corporate cards

Lunch cards

Transaction Fees
and Free Services

Prowizje i usługi	Karty firmowe	Karty lunchowe
Currency exchange	3% of the currency transaction amount	-
ATM cash withdrawal	1.5% of amount withdrawn	-
Mastercard ID Theft Protection alerts	0 EUR	0 zł
Internal transfers	0 EUR	-
Elixir transfers (PLN)	1 PLN	-
Express Elixir transfers (PLN)	1,5 PLN	-
SEPA transfers	0.5 EUR	-

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In individual cases, there are rates agreed with the customer on a case-by-case basis.

Corporate cards

Lunch cards

Fees and services

Available Features

Funkcja	Karty firmowe	Karty lunchowe
Instant card issuing
Multifunctional admin panel
User-friendly mobile app
Open developer API
Unlimited number of virtual cards
Unlimited number of users
Unlimited number of accounts in different currencies
Currency exchange
Integration with accounting systems
Card/app personalization
Contactless payments
Google Pay/Apple Pay payments
3DS payment confirmation
Card naming option
Invoice/receipt scanning
Receipt upload reminders
Transaction description
Individual card limits
Card freezing and closure control
Card merchant restrictions
Card acceptance management
Account top-up via bank transfer
Expense management
User roles and permissions
Real-time transaction view
Report export (Excel, CSV, PDF)
Simple registration
Onboarding assistance
24/7 support
Live chat, email contact, help center
Automatic linking of card transactions with e-invoices from KSeF (free of charge)

Sparados Pricing

Card Price List

Corporate Cards

Lunch Cards

Individual pricing

Extra Services Price List

Card design preparation and configuration

100 EUR one-time fee

Individual pricing

2,500 EUR one-time payment

Individual pricing

Maintenance and hosting of a personalized web app

1000 EUR / month

Individual pricing

Service

Corporate cards

Lunch cards

Transaction Fees and Free Services

Currency exchange

3% of the currency transaction amount

-

ATM cash withdrawal

1.5% of amount withdrawn

Mastercard ID Theft Protection alerts

0 EUR

0 zł

Internal transfers

0 EUR

-

Elixir transfers (PLN)

1 PLN

-

Express Elixir transfers (PLN)

1,5 PLN

-

SEPA transfers

0.5 EUR

-

Corporate cards

Lunch cards

Fees and services

Available Features

Corporate cards

Lunch cards

Feature

FAQ

How much does it cost to issue company cards at Sparados?

Is the number of cards issued to the company limited?

How are corporate card users charged?

Are there any account or user fees charged for lunch cards?

How much does it cost to personalize the web application for card collection and its monthly maintenance?

Does integration with accounting systems require additional fees?

Is there an additional fee for using the open developer API?

Are there any minimum monthly fees, even if the company is not actively using the cards?

What is the maximum amount of cash withdrawal from an ATM on which the 1.5% fee is charged?

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Transaction Fees
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