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 Earn 20% from every business you refer –
for
2 years!

Want to earn passive income by recommending proven fintech solutions? By referring Sparados, both you and your friends benefit — you can earn up to 1000 PLN per month for each referred client.

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Every company you refer will receive a 3-month free trial period. This allows new clients to try out our services risk-free and see their value, while you receive 20% of the revenue from each referred client for the first 2 years of cooperation.

How to use the offer?

1

Recommend us to your friends with a company

2

Let us know what their contact details are in the forms below.

3

Once they sign the contract and complete the trial period, we will pay you 20% of the income from your referral for the first 2 years of the contract.

Member get Memeb referral program at Sparados

Profit that is shared – a mechanism that works for both sides

Sparados is a model that earns revenue through a small commission on card transactions. Our income comes mainly from interbank fees and currency exchange margins, which—thanks to technology and scale—allow us to offer very competitive conditions to our clients.

And here's where
your opportunity begins. When you refer Sparados to another company, we share a portion of our revenue with you—specifically, 20% of what we earn from the referred company. Importantly, this share is maintained for a full 24 months.

Example: If the company you refer generates 500 PLN of monthly revenue for Sparados, you receive
100 PLN every month, for two years. No costs. No obligations. It’s a fair model in which Sparados’ profit translates directly into your profit.

Referral company
Your company

Sparados S.A.

Sparados SA with headquarters in Lublin, at 17A Rusałka St., 20-103 Lublin, entered into the register of entrepreneurs of the National Court Register with the KRS No. (National Court Register No.): 0000985680, NIP (Tax ID No./VAT Reference No.): 9462719635 and REGON (Business ID No.): 522752701, with a fully paid share capital of PLN 336 704.

 

Data Protection Officer: Weronika Dawidzka

Email: [email protected]

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Contact: +48 781 761 200

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© 2026 Sparados. All rights reserved.

European Funds for Smart Growth
NCBR – National Centre for Research and Development
European Union – European Regional Development Fund

Designed by

Sparados S.A. (Tax Identification Number/NIP: 9462719635), with its registered office in Lublin at ul. Rusałka 17A, 20-103 Lublin, is neither a payment service provider nor a payment institution within the meaning of the Act of 19 August 2011 on Payment Services. The Company does not hold an authorization from the Polish Financial Supervision Authority (KNF) to provide payment services, does not hold user funds, and provides solely a technological platform for expense management and integration with third-party payment service providers.

Payment services, including the maintenance of accounts, issuance of payment cards, and execution of transactions, are provided by appropriately licensed payment service providers operating within Europe, in accordance with applicable laws and under the supervision of relevant regulatory authorities.

The use of payment functionalities is subject to the acceptance of the terms and conditions of the respective payment service provider. The agreement for the provision of payment services is concluded directly between the user and said provider.

Sparados S.A. shall not be held liable for the execution of payment transactions or for their settlement between the user and the payment service provider. The Company acts exclusively as a technology solution provider enabling access to these services.

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