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Sparados Knowledge Base
Here you will find news about our company, client success stories, information about our deployments, expert knowledge and tutorials.
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Where are your employees really dining? An analysis of corporate spending with Sparados cards
Discover corporate spending trends in gastronomy – restaurants vs. fast food. See where and what your employees spend the most on. Insights from over 6,400 transactions and practical takeaways from Sparados.
Michał Stachera
Jun 233 min read


Modern Payment Methods – Smartwatches, Fitness Bands, Smartphones. A New Era of Wallet-Free Payments
Smartwatches today serve a role way greater than just showing time. Mobile payments in Poland are booming – explore 2024 data, the rise of Google Pay, Apple Pay, BLIK NFC, and the new Garmin Pay integration at Sparados.
Michał Stachera
Jun 183 min read


Merchant Category Code (MCC) – what is it and how it works?
Merchant Category Code (MCC) is a four-digit code assigned to merchants that defines the main type of their business activity. These codes are defined by card networks such as Mastercard and Visa, and they play a key role in the authorization and classification of payment transactions.
Michał Stachera
Jun 114 min read


Client panel and branded web application
Launch your own fully branded HR platform with Sparados—no IT team needed. Get custom logo, colors, email templates, and domain. Secure, GDPR-compliant, and easy to set up.
Igor Klimkowicz
Jun 52 min read


Web Push Provisioning – A New Standard for Adding Cards to Apple Wallet and Google Wallet Without Mobile Apps
Web Push Provisioning is the future of adding cards to Apple and Google Wallet. Learn how it works and why banks are rapidly adopting it.
Michał Stachera
Jun 33 min read


Physical or Virtual Card? What to Choose in 2025?
Physical or virtual card? Discover which payment method is safer, more convenient, and eco-friendly in 2025. Learn why virtual cards are the future of payments!
Michał Stachera
Jun 33 min read


How to Effectively Reward and Motivate Employees?
Discover 4 proven ways to effectively motivate employees—from financial rewards to team bonding and non-monetary recognition. Boost engagement and retention with strategic tools.
Michał Stachera
May 243 min read


BLIK or Card – Which Payment Method is Safer?
BLIK or card? Compare security, speed, and consumer protection. Find out which payment method is safer for online shopping.
Michał Stachera
May 193 min read


How to Send Money Outside Europe for Free? A Comparison of the Three Most Common Methods
Wondering how to send money abroad – for example to the USA, Canada, or South America – in the safest and cheapest way?
Michał Stachera
May 123 min read
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