Sparados Lunch Cards - savings for employers and a perk for employees
Virtual lunch cards for your company and employees are more than just a benefit. They represent total optimization of the meal subsidy, fully compliant with regulations, and effectively minimizing paperwork in your company. Save on ZUS contributions, instantly generate cards for employees for free, and strengthen your brand recognition!
*Offer valid only in Poland
2000 PLN
annual savings for the company and employeeika
80 million PLN
spent annually with Sparados cards
Zero
fees for Sparados lunch cards
100,000+
places where you can pay with a Sparados lunch card
Why is Sparados the best choice for your company?
Check how much you can save:
Maximum savings
and profit
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ZUS Exemption: An amount up to 450 PLN monthly per employee is fully exempt from ZUS contributions. The solution is 100% compliant with regulations and confirmed by a positive ZUS interpretation.
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Real Financial Benefit: The annual ZUS saving for the employer is almost 1100 PLN per employee (up to 1106 PLN!). The total savings for the company and employee is over 2000 PLN annually.
Zero fees & convenient management
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Free Lunch Cards: You do not incur the cost of issuing cards! Sparados offers free lunch cards, which lowers the barrier to entry for the benefit.
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Minimal Administration: Forget about paperwork and handling vouchers. The entire system is fully digital and easy to manage online.
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Implementation Flexibility: Assign and activate cards for employees at any time, adapting to the dynamics of employment. It is the simplest system for benefit collection and management.
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Your Company Branding: Use the option to brand the card and the card collection portal with your own colors & logo, strengthening brand consistency in the eyes of employees.
Stronger brand
and better loyalty
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Attractiveness for Employees: Offering flexible benefits, such as Sparados cards, increases the value of the non-wage benefit and boosts team satisfaction.
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Image of a Modern Company: Using digital and convenient solutions strengthens the employer brand. It's a tool that helps retain and motivate the best specialists.
What's better?
A raise or a lunch card?
Option 1: Salary Increase of 450 PLN gross
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-143 PLN - contribution and tax burdens
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306 PLN net for the employee monthly
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537 PLN - total employer cost monthly
Option 2: Transferring 450 PLN to a Lunch Card
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-54 PLN - income-related tax liabilities
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396 PLN net for the employee monthly
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450 PLN - total employer cost monthly
Lunch cards mean *1044 PLN more savings annually for the employer!
*(537-450) x 12 months = 1044 PLN (employer benefit)
Benefits for your employees:
more than a card
Complete freedom and
broad acceptance
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One Benefit, Thousands of Places: The Sparados lunch card works in thousands of locations throughout Poland that accept Mastercard payments. This includes not only restaurants and cafes but also supermarkets and online catering platforms.
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Flexibility: It is your employee who decides when, where, and on what to spend the funds. Whether it's a quick lunch in the office kitchen or a company lunch at a restaurant – the complete freedom of choice belongs to them.
Modernity, simplicity
and convenience
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Contactless Payments: The Sparados card operates with contactless technology, guaranteeing fast and secure transactions. Additionally, mobile payments like Google Pay/Apple Pay can be used.
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Easy Access to Balance: The user does not need to install a mobile application! They can conveniently and quickly check their balance and transaction history through a dedicated, intuitive web portal.
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Simplest Collection: We provide the simplest system for card collection, so your employee can enjoy the new benefit almost immediately.
How to order and activate
Sparados lunch cards?
1
Order & data
The employer places an order by submitting a file with employee data
2
Transfer of funds
The employer transfers funds to top up the cards
3
DONE!
Immediately after the funds are credited, employees receive emails about the benefit being granted and can use the funds on the virtual cards within seconds!
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