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How to top up the account/card in Sparados?

Jan 27, 2025
1 min read

Go to the ACCOUNTS tab. You will see all the open accounts used by your company. To top up an account, select the desired one and follow the instructions below:


ACCOUNTS -> Select an account


At the top of the page, you will see all the details of the selected account

account details

What should you type in transaction details?

From this point, you need to go to your bank's website, to the account from which you would like to make the transfer. Copy the IBAN and BIC/SWIFT numbers and paste them into the transaction details. In the transaction title, type "transfer to [Issuer's name] account."

Example view of the transaction process:

account specifics

After entering all the details, proceed with the transfer as you would with a regular one. Done! The funds should appear in your Sparados account after the standard transaction posting period (1-2 business days).


What happens in the case of topping up using the card number?

In the case of topping up the card using the card number, the funds will automatically be credited to the account and will not increase the card limit. To increase the available funds on the card, you need to increase the card limit.


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Sparados S.A.

Sparados SA with headquarters in Lublin, at 17A Rusałka St., 20-103 Lublin, entered into the register of entrepreneurs of the National Court Register with the KRS No. (National Court Register No.): 0000985680, NIP (Tax ID No./VAT Reference No.): 9462719635 and REGON (Business ID No.): 522752701, with a fully paid share capital of PLN 336 704.

 

Data Protection Officer: Weronika Dawidzka

Email: [email protected]

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Contact: +48 781 761 200

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© 2026 Sparados. All rights reserved.

European Funds for Smart Growth
NCBR – National Centre for Research and Development
European Union – European Regional Development Fund

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Sparados S.A. (Tax Identification Number/NIP: 9462719635), with its registered office in Lublin at ul. Rusałka 17A, 20-103 Lublin, is neither a payment service provider nor a payment institution within the meaning of the Act of 19 August 2011 on Payment Services. The Company does not hold an authorization from the Polish Financial Supervision Authority (KNF) to provide payment services, does not hold user funds, and provides solely a technological platform for expense management and integration with third-party payment service providers.

Payment services, including the maintenance of accounts, issuance of payment cards, and execution of transactions, are provided by appropriately licensed payment service providers operating within Europe, in accordance with applicable laws and under the supervision of relevant regulatory authorities.

The use of payment functionalities is subject to the acceptance of the terms and conditions of the respective payment service provider. The agreement for the provision of payment services is concluded directly between the user and said provider.

Sparados S.A. shall not be held liable for the execution of payment transactions or for their settlement between the user and the payment service provider. The Company acts exclusively as a technology solution provider enabling access to these services.

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